Terms of Use

1. Acceptance of Terms

Welcome to https://flmarket.ing (the "Site"), operated by FL Marketing, Inc. ("FL Marketing," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, do not access or use the Site.

These Terms apply to all visitors and users of the Site. They are incorporated by reference into our Privacy Policy, which governs our collection and use of personal information.

We may update these Terms at any time in our sole discretion. Changes become effective when posted, as indicated by updating the "Last Updated" date above. Your continued use of the Site after revised Terms are posted constitutes your acceptance of those changes. You are responsible for reviewing these Terms periodically.

2. About the Site

The Site is an informational website describing FL Marketing and its marketing and customer-acquisition services. The Site does not offer goods for sale, process payments, or provide a portal for user accounts.

Nothing on the Site constitutes an offer, solicitation, or recommendation of any product, service, security, or investment, or professional advice of any kind (including legal, financial, marketing, or business advice). The Site is provided for general informational purposes only.

FL Marketing may modify, suspend, or discontinue the Site or any portion of it at any time, with or without notice, and is not liable to you or any third party for doing so. FL Marketing reserves the right, in its sole discretion and without notice or liability, to restrict, suspend, or terminate your access to the Site, in whole or in part, for any reason, including any actual or suspected violation of these Terms.

3. Permitted and Prohibited Uses

3.1 Permitted Uses

Subject to these Terms, FL Marketing grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal, non-commercial informational purposes. You may view and print individual pages from the Site solely for personal, non-commercial use, provided you do not modify any content and retain all copyright and other proprietary notices.

3.2 Prohibited Conduct

You agree not to:

• Violate any applicable local, state, national, or international law or regulation
• Attempt to gain unauthorized access to any part of the Site, its servers, or any systems or networks connected to the Site
• Use automated tools (bots, crawlers, scrapers, spiders) to access the Site in a manner that places an unreasonable burden on our infrastructure, without our prior written consent
• Transmit malware, viruses, ransomware, adware, spyware, or any other malicious or harmful code
• Send unsolicited communications (spam) to FL Marketing or through the Site
• Reproduce, distribute, publicly display, create derivative works from, or otherwise exploit Site content beyond the personal use permitted in Section 3.1
• Misrepresent your identity or affiliation with any person or organization
• Interfere with or disrupt the integrity or performance of the Site

4. Email Contact

Email communications to contact@flmarket.ing do not create a contractual, professional, attorney-client, or other advisory relationship between you and FL Marketing. We discourage you from sending confidential, proprietary, or sensitive information via unencrypted email.

FL Marketing is not obligated to respond to unsolicited inquiries, proposals, or submissions received by email.

Any ideas, suggestions, feedback, materials, or other submissions you send to FL Marketing, whether by email or otherwise, are non-confidential and non-proprietary. By submitting any such content, you grant FL Marketing a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, distribute, and otherwise exploit that content for any purpose without restriction, attribution, or compensation to you. You represent that you have all rights necessary to grant this license.

5. Intellectual Property

5.1 Ownership

All content on the Site — including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software — is the property of FL Marketing, Inc. or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws.

5.2 Trademarks

"FL Marketing," the FL Marketing logo, and any other product or service names or slogans displayed on the Site are trademarks of FL Marketing, Inc. "Flagship Pioneering" and related names and marks are trademarks of Flagship Pioneering. These trademarks may not be copied, imitated, or used without prior written consent.

5.3 Limited License

No content on the Site may be reproduced, distributed, transmitted, displayed, published, modified, or broadcast in any form or by any means, except as expressly permitted in Section 3.1, without prior written permission from FL Marketing.

5.4 Copyright Complaints (DMCA)

If you believe that content on the Site infringes your copyright, please send a written notice to:

FL Marketing, Inc., Attn: Copyright Agent
55 Cambridge Pkwy, Suite 800E, Cambridge, MA 02142
Email: contact@flmarket.ing

Your notice must include: (a) identification of the copyrighted work claimed to be infringed; (b) identification of the allegedly infringing material and its location on the Site; (c) your contact information; (d) a statement that you have a good faith belief that the use is not authorized; (e) a statement, under penalty of perjury, that the information in your notice is accurate and that you are the copyright owner or authorized to act on the owner's behalf; and (f) your signature (physical or electronic).

6. Third-Party Links

The Site may contain links to third-party websites or resources. These links are provided for convenience only. FL Marketing has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We do not endorse any third-party site, product, or service.

You acknowledge and agree that FL Marketing is not responsible or liable for any damage, loss, or harm caused by or in connection with your use of or reliance on any third-party content, goods, or services.

7. Disclaimers

YOUR USE OF THE SITE IS AT YOUR SOLE RISK. THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

FL MARKETING DOES NOT WARRANT THAT: (A) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE; (B) THE RESULTS OBTAINED FROM USE OF THE SITE WILL BE ACCURATE OR RELIABLE; (C) ANY ERRORS ON THE SITE WILL BE CORRECTED; OR (D) THE SITE OR ITS SERVERS ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Information on the Site may be out of date at any given time. FL Marketing makes no commitment to update the information on the Site.

Some jurisdictions do not allow the exclusion of certain warranties; the above exclusions may not apply to you.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, FL MARKETING, INC., ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH:

• Your access to or use of (or inability to access or use) the Site
• Any content obtained from the Site
• Unauthorized access to or alteration of your transmissions or data
• Any third-party conduct or content on the Site
• Any other matter relating to the Site

EVEN IF FL MARKETING HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FL MARKETING'S TOTAL LIABILITY FOR ALL CLAIMS ARISING FROM OR RELATED TO THE SITE SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100.00). THE FOREGOING LIMITATIONS APPLY EVEN IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE AND FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN YOU AND FL MARKETING.

Some jurisdictions do not allow the limitation of liability for consequential or incidental damages; the above limitation may not apply to you.

9. Indemnification

You agree to defend, indemnify, and hold harmless FL Marketing, Inc. and its affiliates, officers, directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to: (a) your violation of these Terms; (b) your use of the Site; (c) your violation of any applicable law or regulation; or (d) your infringement of any third-party right, including any intellectual property or privacy right. FL Marketing reserves the right, at your expense, to assume the exclusive defense and control of any matter subject to indemnification by you, in which event you agree to cooperate with FL Marketing in asserting any available defenses. You may not settle any such matter without the prior written consent of FL Marketing. This indemnification obligation survives termination of these Terms and your use of the Site.

10. Governing Law and Dispute Resolution

These Terms and any dispute arising out of or related to the Site or these Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict-of-law principles.

Any legal action or proceeding arising out of or related to these Terms or your use of the Site shall be brought exclusively in the state or federal courts located in Middlesex County or Suffolk County, Massachusetts. You consent to the personal jurisdiction of such courts and waive any objection to venue in those courts.

Before initiating formal legal proceedings, you agree to contact FL Marketing at contact@flmarket.ing to attempt to resolve any dispute informally. We will attempt to resolve the dispute within 30 days of receiving notice.

Completion of this informal resolution process is a condition precedent to initiating any formal legal proceeding.

To the fullest extent permitted by applicable law, you and FL Marketing each waive any right to a trial by jury in any action or proceeding arising out of or relating to these Terms or the Site.

To the fullest extent permitted by applicable law, you and FL Marketing agree that each may bring claims against the other only in an individual capacity, and not as a plaintiff or class member in any purported class, collective, or representative proceeding. No court may consolidate or join the claims of more than one person.

Any claim or cause of action arising out of or related to these Terms or the Site must be commenced within one (1) year after the claim or cause of action accrues; otherwise, it is permanently barred.

11. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at https://flmarket.ing/privacy to understand our data collection and use practices.

12. Severability and Waiver

If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision will be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, it will be severed from these Terms. The remaining provisions will continue in full force and effect.

No waiver by FL Marketing of any right or provision of these Terms will be considered a further or continuing waiver of that right or provision. Failure to exercise a right under these Terms does not constitute a waiver of that right.

13. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and FL Marketing with respect to the Site and supersede all prior and contemporaneous agreements, understandings, or representations relating to the Site.

14. Contact

Questions about these Terms should be directed to:

FL Marketing, Inc.
Attn: Legal
Address: 55 Cambridge Pkwy, Suite 800E, Cambridge, MA 02142, USA
Email: contact@flmarket.ing
Phone: (617) 868-1888

Disclaimer: These Terms of Use are provided for informational purposes. They do not constitute legal advice. FL Marketing, Inc. recommends consulting with a qualified attorney regarding your specific legal situation. These Terms reflect the law as understood as of their effective date and may require updating as laws change.